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Equal Housing Lender
Step-by-step guide to buying home in 2022
If you sat on the real estate sidelines in 2021, you might be wondering what it’ll take to realize your dreams of owning a home in 2022. There are no major indicators that things will slow down in 2022, but there’s some hope that prices will increase with less fervor...
Seller profits reach all-time high in 2021 real estate market
At the start of the pandemic, no one really knew what direction the real estate market would take. Before long, it was clear that it wasn’t slowing down. As a result, homeowners who sold in 2021 earned a median profit of nearly $100,000, according to ATTOM data. That...
Adjustable rate or fixed: What mortgage program is right for you?
As a homebuyer, you’ll be faced with a lot of options. Open floor plan versus more defined living spaces; single story versus two story; recent build or older home? Those are just some of the options you will decide on. In addition to the home features, you will also...
5 myths about VA loans
The Veterans Affairs loan program supports the nation’s active and retired servicemembers in their new mission of owning a home. As a federally backed program, the VA loan offers several benefits and cost-saving opportunities to qualified servicemembers and their...
5 factors that make homebuying easier during holidays
It’s the most wonderful time of the year. And if you’re buying a home during the holidays, it can also be the most stressful. With everything that’s happening in December, homebuyers could feel a little overwhelmed with the process of buying and moving. But there are...
Homeowners get equity boost as Idaho home prices make giant leap
It’s no longer a surprise to learn that home prices are on the rise. According to the Federal Housing Finance Agency, or FHFA, the home price index posted its largest year-to-year gain this year. In Idaho, that translates into a 35% increase on the average price of a...
How to secure your credit score when purchasing real estate
All the hard work of buying a home and reaching the end of the home-buying process can go down the drain with just one misstep. While always protecting your credit record is of the utmost importance, maintaining a strong credit score is also essential during loan...
Ready to make offer on dream home? 5 things to know
Once the finish line toward homeownership is in plain view, it’s natural to be overcome by joy and jitters. If you’re about ready to submit an offer for your dream home purchase, here are some things to consider as you approach the finish line. Be preapproved The...
Elevate your home sale with these simple tips
Today’s market is attractive to buyers and sellers alike. The real estate squeeze is leaving some buyers on the sidelines as home prices reach record highs. If you’re getting ready to list your home, here are some things you can do to maximize the sale even more....
How to provide proof of funds, preapproval for home purchase
If real estate is about location, location, location, then the loan application process is about verification, verification, verification. When a borrower applies for a loan, the lender will ask for several documents that verify the borrowers’ claims, such as the...